MultiFunding is committed to making the complicated world of finance feel crystal clear. The Slingshot Café is where we let loose and explain the latest and greatest loan deals, trends in small business lending and how you can get financing for your small business. Check back often for new posts from Ami Kassar, MultiFunding CEO and columnist for The Wall Street Journal, Inc. Magazine, and The Sleeter Group.

The Slingshot Café is authored by Ami Kassar.

October 27, 2014

Can You Be a “Mensch” in Business?
The balancing act between profits and ethics. Running and building a business is a tricky balancing act.  Top that challenge off with building a reputation as being a fair and honorable entrepreneur and everything is all the more difficult.  I’ve recently struggled with the question about what makes an entrepreneur a good person in business.  […]

October 20, 2014

A New Group of Alternative Lenders: Investment Lenders
How we refer to lenders helps shape the industry. Over the past year there has been an important shift in the alternative lending landscape for small business owners and entrepreneurs. A new group of non-bank lenders have entered the market and are willing to lend to businesses at amortizations that spread three to five years […]

October 9, 2014

Own A Small Business? Consider Your Supplier Carefully
Many suppliers claim to be friends of small businesses, but do they really have your best interests in mind? As small businesses continue to forge ahead and play a large part in reshaping the economy, suppliers are more vigilant than ever in advertising to this market and playing up their advocacy of small to mid-sized […]

September 18, 2014

Who’s Really to Blame for Slow Bank Loans?
Unprepared borrowers are a primary culprit  Ask any small-business owner to name his or her biggest grip about obtaining a bank loan, and you will likely hear that it’s the tortoise pace at which banks review and approve loan applications.   Banks are notorious for their lengthy loan-application proceses, which often take weeks to complete.  […]

September 15, 2014

MultiFunding Launches New Website:
Providing An Open Directory Of Short-Term Online Business Capital Providers MultiFunding is pleased to announce the launch of its new partner site, The new site is an open directory of short-term online business capital providers. The VisibleLending website was created as a resource for both consumers and the online business lending industry.  In a […]

September 5, 2014

Counseling Is Often More Valuable Than a Small-Business Loan
Borrowing may not be the best way to solve financial woes. The head of the U.S. Small Business Administration, Maria Contreras-Sweet, made a bold statement this week in an interview regarding the state of small-business lending and the SBA’s role in aiding small businesses.  Ms. Contreras-Sweet said “the counseling is almost more important than the […]

August 27, 2014

Ami Kassar, WSJ Capital Insight: Improving Transparency for Alternative Lenders, Loan Brokers
Create standards for transparent pricing and reasonable penalties. My last post seemed to stir up some controversy.  I’ve been labeled a “merchant cash advance industry hater” regarding my push for more transparency on short-term loans.  I want to be clear I am not an opponent of alternative lending.  I think there is, and should be, […]

August 13, 2014

Let’s Put Obama’s SupplierPay on Steroids
Big companies that pledge to pay small suppliers quickly should let consumers know. Last Friday was a great day for small-business owners and their employees.  About two dozen major corporations came to Washington and joined in a commitment called SupplierPay to pay their small-business suppliers faster and help such firms find cheaper mechanics for financing. […]

August 6, 2014

Is Technology Really Driving Innovation in Small-Business Lending?
There have been important changes in the lending industry, but innovation is still a ways off. I recently read an article written by former Administrator of the U.S. Small Business Administration, Karen Mills, about technology’s evolving role in small business loans.  In her article, she suggests that “New, non-bank lenders are using technology to take […]

July 30, 2014

How Liens Can Affect Your Small Business
Chances are, you’ve heard the word lien a few times, but do you really know what it means and the effect it can have on your business? A lien is a legal claim attached to a loan that acts as a security interest for a debt owed.  The lender files a lien for the debt […]

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