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The Best Small Business Banks Around San Antonio

A number of banks have been recognized as the best small business lenders in the country by BankingGrades, a website that provides grades for banks on their commitment to small business lending. The site is operated by MultiFunding, a small business advisory firm. “One of the biggest challenges that small businesses face is access to capital,” says Ami Kassar, CEO of MultiFunding.  “Our grading system and website helps small business owners find local banks that are friends of small business – Banking Grades (www.bankinggrades.com).”

BankingGrades is a proprietary online tool that grades every bank on its commitment to small business lending.  Using public data from the Federal Deposit Insurance Corporation (FDIC), Banking Grades compares the amount of a bank’s deposits to the number of loans that bank has made to small businesses.  These loans are $1,000,000 or less.  “This is a very objective grade.  It’s all about the data.  Based on their lending record, the banks have shown that they are committed to helping small business.  They are making loans to small businesses,” explains Kassar.

The best small business banks around San Antonio are:


         1.     Bandera First State Bank

         2.      Citizens State Bank Of Luling

         3.      Commerce Bank Texas

         4.      First Commercial Bank, National Association

         5.      Schertz Bank & Trust

         6.      Texas Heritage Bank

         7.      TexStar National Bank

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