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Joe & Annette Baltich

Northwind was founded in 1939 by Frank Baltich. It became an official resort in 1944. The outdoor store opened in 1987. It is now operated by Joe and Annette Baltich.  The store specializes in high-end canoes, wilderness gear and fishing equipment. The store is also an outfitter for the Boundary Waters Canoe Area Wilderness (BWCAW). The lodge caters to fishermen and families. For more info, visit and visit

How did MultiFunding help Red Rock?

The business wanted to improve cash flow. The local banks were not willing to provide additional financing. We introduced them to an SBA lender that refinanced the property to lower the interest rates, lower the payments and get working capital.