“Sometimes the most expensive money is the right choice. And sometimes the cheapest money becomes the most expensive decision.”

“The assumptions seem reasonable, the numbers are detailed, and the results make sense to me. That’s why I am nervous.”

“Sometimes selling your business is absolutely the right answer. But if you can help it, don’t make that decision from the bottom of the crater.”

“We struggle with “smaller” because we attach so much emotion to growth. We celebrate revenue milestones and employee counts. No one gets excited about a deliberate downsize.”

“Just as I don’t want too much of our business depending on one lender, I don’t want too much of our future depending on too few producers. The problem is that it takes time to find the right people.”

“The acquisition closed, the keys changed hands, and everyone moved on. The problem is that it doesn’t have enough cash to buy inventory.”